To cancel a card is to cancel a bank's credit card, but that bank may have other credit cards. This means that the bank will still keep all the information you need to open an account. This situation is called card cancellation.
Account cancellation refers to the cancellation of all credit cards and personal accounts of a bank. After closing the account, the bank will delete all personal information, which means that if you want to apply for a credit card again, you must fill in all the documents again. Of course, if the credit card has a bad overdue record, it will even be cancelled.
Can I resume my credit card account after I cancel my credit card?
There is a chance to recover the credit card after cancellation, mainly depending on how the user cancels the account.
1. If the card is not cancelled, the user can restore it through manual customer service. The user's ID card and the registration information when opening the card are required for recovery. After verification, the staff will handle the credit card cancellation business.
2. If the card is cancelled and the account is cancelled, the user cannot resume the credit card business.