1. The credit card is damaged, or the magnetic stripe is demagnetized, so the card cannot be swiped.
2. The payment terminal is out of order, and sometimes the POS machine has problems due to the network system and other reasons, so it is impossible to swipe the card.
3. If the credit card expires or is frozen, you will not be able to trade. When using a credit card, make sure that the credit card is in good condition.
4. Because the cardholder's personal information is wrong, such as the name is empty, the certificate type is wrong, and the identity validity period expires, if one of these situations occurs, the wrong information must be adjusted in time. You can update your ID card through the online channel of the bank. After the update takes effect successfully, the credit card can be resumed.
: In case of "invalid cardholder transaction", the cardholder should contact the issuing bank as soon as possible. If it has not been cashed out before, the cardholder can sort out the latest transaction details of the card and submit it to the bank. After the bank checks, it is found that the customer has not cashed out, and the risk control will naturally be lifted, so that the cardholder can use the card normally.
And if the cardholder did withdraw the cash before, there is no way. In the later stage, we can only standardize the use of cards, do not do illegal operations such as cashing, and pay attention to repayment on time, accumulate good consumption and repayment records, and wait patiently for bank risk control. When good credit is accumulated and account risk is reduced, banks will naturally not restrict transactions.
Under what circumstances are savings cards restricted from trading?
1. The account is risky and the transaction is restricted. The bank will pass a series of monitoring, and if it finds that the customer's account is risky, it will take measures to restrict the transaction to ensure the safety of the customer's funds. In 2020 and 20021year, many bank card accounts were at risk of gambling and fraud, and their payments were stopped by banks.
2. Enter the wrong password for more than 3 consecutive times. In order to ensure the safety of the funds in the customer's account, the bank will restrict the transaction of the customer's account after the self-service machine and the electronic bank input the wrong password three times in a row. At this point, the customer must hold the ID card to the bank outlet to reactivate the password before using the savings card.
3. Incomplete information, restricted use. For example, if the bank card holder's ID card is not updated and the mobile phone number is invalid (stopped), the use of the savings card will be restricted to some channels, such as mobile banking and online banking, and can only be used at the counter.