2. After the credit card is successfully cancelled, you can turn to manual customer service to apply for cancellation of the credit card: there can be no arrears.
3. The credit card will be cancelled 45 days after applying for account cancellation, and it cannot be successfully cancelled, and there can be no overpayment.
4. Otherwise, if you cut the credit card with scissors, you don't need to mail it.
Extended data
1. If you don't intend to continue using your credit card, you must cancel it. If you don't cancel your account, the bank will charge you an annual fee for your credit card.
If the card is not overdrawn, you can apply for account cancellation at any time.
3. If the card has not expired, you need to apply first, and then go to the bank to cancel the account after a certain period of time; If the card has expired and the account balance is zero, you can directly cancel the account at the designated bank outlet.
4. When canceling the account, you should bring your valid ID card and the original card. If it's not convenient for me to close the account, someone else can help you. The agent must hold the power of attorney written by the principal (himself) and bring the original valid identity certificate to handle the account cancellation business.
5. If your card has not expired when you cancel your credit card account, some banks stipulate that you need to go to the designated outlets for card collection business, and then go through the formal account cancellation procedures after a certain period of time (up to 30 days).
6. This is mainly because if the cardholder made a manual card pressing transaction before closing the account, before the merchant submitted the card pressing form to the bank for entry, the cardholder had already closed the account and the bank could not liquidate normally;
7. On the other hand, if the cardholder is in consumption abroad or withdraws cash, it may take several days to settle the account. If the account is closed immediately, it will also affect the normal liquidation of the bank.
Baidu encyclopedia-credit card