For co-branded credit cards, it is recommended to choose a bank that matches your own consumption scenarios and habits. Here are some practical joint credit card recommendations:

1, China Merchants Bank, cooperating with JD.COM and Vipshop. , launch a co-branded credit card and enjoy online discounts and rebates.

2. China Bank cooperated with China Airlines and Swissair to launch a joint credit card to enjoy discounts and points on air tickets and travel.

3. China Construction Bank cooperated with CCTV and Tencent Video to launch a joint credit card, and movies and music can enjoy preferential treatment and gifts.

It should be noted that when choosing a joint credit card, you should choose according to your own consumption scenes and habits, and avoid blindly following the trend or coveting discounts and choosing credit card products that are not suitable for you.

In addition, for the problem of overdue online loans, it is recommended to check your overdue records first, classify your online loans, give priority to formal credit reporting, and reduce the impact on your credit records. If the funds are insufficient, you can negotiate a repayment plan with the online lending platform. At the same time, the overdue records of online loans can also be further transparent through big data reports such as kingfisher data.