The specific standards for criminal filing of credit cards are as follows:

1. Holding and transporting credit cards knowing that they are counterfeit, or holding and transporting blank credit cards knowing that they are counterfeit, with a relatively large number Large;

2. Illegal possession of other people’s credit cards in large quantities;

3. Use of false identity certificates to fraudulently obtain credit cards;

4 , selling, buying, or providing others with forged credit cards or credit cards fraudulently obtained with false identification. Those who commit any of the above acts and hinder credit card management are suspected of credit card management crimes;

5. The amount of malicious overdraft is more than 10,000 yuan.

The penalties for credit card fraud are as follows:

1. Anyone who commits this crime shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan. ;

2. If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan;

3 , where the amount is extremely huge or there are other particularly serious circumstances, the sentence shall be not less than 10 years in prison or life imprisonment, and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or property confiscation.

Legal basis: Article 177 of the "Criminal Law of the People's Republic of China"

The crime of obstructing credit card management falls under any of the following circumstances. Anyone who obstructs credit card management shall be punished A fixed-term imprisonment of not more than three years or criminal detention, and a fine of not less than 10,000 yuan but not more than 100,000 yuan, or a fine of not less than 10,000 yuan but not more than 100,000 yuan; if the amount is huge or there are other serious circumstances, the sentence is to be not less than three years but not more than 10 years of fixed-term imprisonment, and a fine of not less than 20,000 yuan but not more than 20 yuan. Fines of up to 10,000 yuan:

(1) Knowingly holding and transporting a forged credit card, or knowingly holding and transporting a large quantity of forged blank credit cards;

< p>(2) Illegally holding other people’s credit cards in large quantities;

(3) Using false identity certificates to fraudulently obtain credit cards;

(4) Selling, purchasing, Providing others with forged credit cards or credit cards fraudulently obtained with false identification.