A credit card worth RMB 50,000 can withdraw up to RMB 25,000 in cash.

The overdraft cash withdrawal limit is set according to the cardholder's card usage, and the maximum limit shall not exceed 50% of the cardholder's credit limit. The daily limit for ATM cash withdrawal per person and card is 2,000. In addition to the cash withdrawal fees for credit card withdrawals, interest must be paid for overdraft withdrawals at home and abroad. Some banks can enjoy interest-free treatment.

So, based on the maximum ratio of 50%, a credit card worth RMB 50,000 can withdraw up to RMB 25,000 in cash.

Extended information:

1. Cash withdrawal method

1. Cardholders only need to log in to the bank’s credit card online banking, select the cash advance function, and then follow the prompts Operation, the cash pre-borrowed from the credit card can be directly transferred into the personal debit card account, and the operation is relatively simple.

2. Telephone cash advance means calling the bank’s credit card customer service hotline and following the voice prompts to transfer the cash advance into your personal debit card account.

2. Main handling fees for cash withdrawals

Cash advance handling fees: Most banks have set a minimum handling fee. Cardholders should pay more attention before withdrawing cash. Interest rate of 50% per day.

The domestic cash advance handling fees of major banks:

1. There is no handling fee for the local branches of ICBC

2. The amount of cash withdrawals from China Everbright Bank 2.5%, the minimum charge is 3 yuan, the maximum charge is 200 yuan

3. 1% of the transaction amount of Agricultural Bank, the minimum charge is 1 yuan

4. 1% of the cash withdrawal amount of China Construction Bank, the minimum charge is 10 yuan RMB, up to 500 yuan

5. No handling fee from the local Bank of China

Baidu Encyclopedia - Credit card cash withdrawal