According to my experience in handling cards.

Bank of Communications and Shanghai Pudong Development Bank are better.

by contrast

Bank of communications had better

One is the application number, the other is the rapid promotion, and finally there are many gifts.

Huaxia's cards are average and there are few activities. Not as good as Bank of Communications. The landlord will leave Bank of Communications, and Bank of Communications will give you a promotion in the future. There are also gifts, which are very suitable.

According to my experience in using PUFA,

Personally, it's not bad.

From the initial 5 thousand, I was promoted to 50 thousand

You see, the proportion is still very large, and they are all free of annual fees, so don't worry about the annual fees. Just stay and use it later.

Moreover, Pufa will launch some activities from time to time. Last year, it launched some points activities, and it was very good to get credit cards and points for gifts.