For example, your bookkeeping date is 10, and the repayment date is 5th!

On June 5, 438+1October 65, 438+1October 0 1 spent RMB 3,000 by credit card. On March 5, 300 yuan was repaid according to the minimum repayment amount.

Repayment due on April 5th: 3,000 yuan, with interest of 45 yuan (five ten thousandths of a day, with interest of 30 days).

The minimum repayment amount of+2,700 yuan is 10%:270 yuan.

270 yuan +45 yuan =3 15 yuan.

And so on! Until it is paid off!

If the overdraft is 3,000 yuan, it must be repaid in full on the repayment date+daily interest of five ten thousandths of the suggested amount.