The longest interest-free period for Minsheng Bank credit cards is 51 days, and the shortest is 20 days. Spending on the day after the billing date can enjoy the longest interest-free period.

For example: If the 11th of each month is the Minsheng Bank credit card statement date, and the purchase is made on April 12, the settlement will be on the bill on May 11, and the full payment will be made on the last payment day of May 31 The payment enjoys the longest interest-free period of 51 days. If the purchase is made on March 10, which is the billing day, and the full payment is made on the last payment day of March 30, you can only enjoy the shortest 20-day interest-free period.

Extended information:

Minsheng Bank Credit Card Statement Date

The optional statement dates for Minsheng Bank Credit Card are: 1st, 3rd, and 6th of each month Day, 9th, 13th, 16th, 21st, 26th and 28th. The cardholder's billing date can be found on each month's statement.

Minsheng Bank can adjust the billing date after issuing the first bill, but it can only modify the billing date once in a calendar year. Cardholders can log in to Minsheng Bank’s credit card online banking to adjust the billing date, or call Minsheng Bank. The customer service hotline is adjusted manually.

Minsheng Bank-Hot Issues-Interest-free Repayment Period