The number of installments and the installment interest rate of Industrial Bank are as follows:

1, 3, .8% 2, 6, .7% 3, 12, .7% 4, 18, .72%

5, 24, 6 and 36, and .72%

Industrial Bank can apply for automatic installment.

2. Automatic installment: The Credit Card Center of Industrial Bank provides a service for eligible cardholders to automatically convert the "accumulated consumption amount" that has been accounted for and has not grown in its statistical period into installment payment.

Extended information:

Repayment method of Industrial Bank:

1. Automatic deduction repayment-once and for all repayment method

If you have already applied for a wealth management card or current account of Industrial Bank, you can start the "automatic transfer repayment" service, and our bank will automatically repay the full amount or minimum amount of your bill from your designated wealth management card on the due repayment date indicated by your credit card bill.

You can open the autopay repayment service in the following ways:

1. Counter application: bring your valid ID card, credit card and wealth management card directly to the counter of Industrial Bank to apply for opening.

2. Log in to online banking for self-service: Log in to the online Industrial Credit Card page, click "Credit Card Login", click "Automatic Repayment" after successful login, and apply for opening as prompted.

3. Self-service opening of mobile banking: log in to Wireless Industrial by mobile phone, select "Automatic Repayment Relationship Settings" of "Credit Card", and set the opening according to the prompts.

Tips:

1. Please note that the account name, certificate type and number of the repayment account must be exactly the same as that of your credit card. In order to ensure the normal repayment, please prepare enough demand deposits in the repayment account before the due repayment date. If the balance is insufficient, all the balance in the account will be transferred for repayment. For the insufficient part, you need to repay it by other means. Otherwise, the interest will be calculated normally according to the incomplete repayment.

2. If both RMB and USD need to be repaid automatically, they need to be opened separately.

3. You can set full repayment or minimum repayment according to the use demand, and the minimum repayment will calculate the cyclic interest normally.

Second, the bank's counter repayment-the safest repayment method

You can take a credit card and go to the business outlets of Industrial Bank of China to repay in cash before the due repayment date; Please make sure to fill in the Industrial Bank credit card number accurately. Real-time arrival, no handling fee, and repayment without a card.

3. repayment by ATM-repayment method of ATM self-service operation

1. ATM transfer repayment: you can transfer the money from the debit card of Industrial Bank to your credit card through the ATM of Industrial Bank. Complete the repayment

2. Self-service deposit repayment of CDM/CDS: You can directly complete the repayment by using the cash deposit function on the CDM/CDS machine with credit card deposit function

Please click to inquire about the details of the deposit and withdrawal machine of Industrial Bank

3. Inter-bank ATM transfer repayment: you can also use the local bank card participating in the inter-bank ATM transfer business to transfer repayment to the Industrial Bank credit card at the bank's automatic teller machine

Tips: Please consult the debit card issuer and the local UnionPay customer service hotline 95516 for the ATM transfer function application of other banks' cards and the specific business regulations such as transfer limit and fees.

fourth, online banking repayment-the most convenient repayment method

1. If your current account has been enabled with online banking function, you can log on to online Industrial Bank and transfer the funds from your current account in Industrial Bank to the credit card account of Industrial Bank by means of transfer, so that you can easily repay without leaving home.

2. If the online banking function is not enabled in your current account, you can log in to Xingye Online and repay the loan to Xingye Credit Card through the same name transfer function. As long as your industrial card or current account is consistent with the name and ID number of the credit card to be repaid, you can make repayment. You can also support the repayment of foreign exchange in US dollars!

3. If you have successfully enabled the inter-bank transfer function of other banks' debit cards, you can also transfer the funds from other banks' debit card accounts to Industrial Bank credit cards through other banks' online banking to complete the repayment.

Tips:

1. To apply for online banking of Industrial Bank, please bring your ID card and your current account/wealth management card.

2. Different banks have different arrival times and charging standards. Please consult the bank to which the debit card or passbook belongs for details. Use our debit card to repay our credit card in online banking, and there is no handling fee.

v. repayment by telephone banking-repayment method anytime and anywhere

If you already have a current account of Industrial Bank and have started the telephone banking transfer service, you only need to call the 24-hour customer service hotline 95561 to easily complete the repayment anytime and anywhere.

Tips:

1. To handle the telephone banking transfer business of Industrial Bank, please bring your ID card and wealth management card.

2. Dialing 95561 only charges the basic local call charges, and there is no handling fee for the telephone banking transfer business.

VI. Cash repayment at the counter-repayment method at the counter of other banks

Industrial Bank has now opened the "Counter-connected" service in Shanghai, Shenzhen, Hangzhou, Ningbo, Shandong, Jiangsu, Henan, Guangzhou, Tianjin, Dalian and other places (known as the "Yinjietong" service in Guangzhou). All you need to do is take the Industrial Bank credit card to the bank outlet that has opened the "Counter Link" and pay back in cash. This service will be launched in other parts of China.

Tips: Some branches of the above-mentioned banks have not been opened for other reasons. Please pay attention to the signs of "Counter Connect" or "Bank Connect" at each branch. For details of business opening and charging standards, please consult the counter of the business handling bank.

VII. Inter-bank transfer and remittance repayment-the most traditional repayment method

You can go to other banks' outlets and remit the money to your Industrial Credit Card account by remittance for repayment. Please fill in the remittance as follows: payee's name (and indicate "credit card repayment" in the purpose column), payee's account number-16-digit credit card number, payee's bank-local branch of Industrial Bank (if there is no local branch of Industrial Bank, payee's bank should fill in: Shanghai branch of Industrial Bank). It will arrive in 1-3 days.