Primary card of Puka: 80 yuan/year/card, secondary card, 40 yuan/year/card.
Gold card main card: 200 yuan/year/card, auxiliary card, 80 yuan/year/card.
Standard platinum card: 2000 yuan/year/card, 1000 yuan/year/card.
Premium Platinum Card: 3,600 yuan/year/card for the main card and 0/800 yuan/year/card for the auxiliary card.
Extended data:
China Everbright Bank's annual fee collection rules for ordinary cards, gold cards, titanium cards and platinum cards are as follows:
1. Annual fee for the first year: the card is verified successfully, and the annual fee for the first year is exempted.
2. Annual fee for the next year: within one year after the card is successfully verified, the annual fee for the next year will be exempted if the ordinary card or gold card are spent three times or the accumulated amount exceeds 2,000 yuan. Gold card and elite platinum card can be exempted from the annual fee for the following year after spending 6 times.
3. The following year refers to the second year after the card is verified, and one year refers to the twelve billing months before the annual fee collection date of the following year.
4. If the card is not activated, there will be no annual fee.
5.2065438+Customers who applied for BDUCK Little Yellow Duck Credit Card and our Naked Bear Credit Card before September 2008 are not entitled to annual fee exemption within the validity period of the cards, and the annual fee is 200 yuan/year/card.
References:
Everbright Credit Card-Credit Card Type Charge Standard
China Everbright Bank-China Everbright Bank Credit Card Rate Table
Is there an annual fee for Everbright Credit Card?
There is an annual fee, but the annual fee can be reduced if it meets the requirements.
First, China Everbright Bank credit card annual fee collection standard:
Personal Puka MasterCard: 80 yuan/year; Sub-card: 40 yuan/year:
Personal gold card master card: 200 yuan/year; Sub-card: 80 yuan/year:
Unit master card: 2000 yuan/year;
Second, Everbright Bank Credit Card Free Annual Fee Policy
Everbright Credit Card is exempt from the annual fee in the first year, and it can be exempted from the annual fee as long as it is swiped three times in the following year. As long as the football card sleeve and the focaca sleeve are brushed three times, the annual fee can be avoided for both large and small cards. In addition, online transactions also calculate the number of consumption.
Everbright Credit Card:
The benefits of Everbright Credit Card itself are more cost-effective. The credit card business of China Everbright Bank is the industry leader among many domestic banks. Everbright Credit Card not only has high card handling efficiency and fast card issuing speed, but also has first-class benefits. The standard credit cards of China Everbright Bank are divided into ordinary cards and gold cards. The issuance amount of ordinary cards is about 5000, while the initial amount of gold cards can reach between 13000- 15000. Puka quota: 3000-10000; The gold card amount is:10000-50000; Platinum card limit: 50000-300000.
China Everbright Bank does not charge an annual fee for its credit card in the first year. From the second year, you can avoid the annual fee as long as you swipe your card more than three times. Other banks require cardholders to spend more than 6 times. Everbright Bank has been deeply loved by many consumers, and there are also many preferential activities, and all kinds of points are exchanged and fully cashed back.
Benefits of Everbright Credit Card:
1, password consumption, safe and reliable;
2. Reward customers and keep exciting;
3, one card and two coins, universal;
4. RMB settlement of overseas credit cards;
5. Overseas++consumption and domestic RMB repayment;
6. Convenient cash withdrawal at home and abroad;
7. A variety of repayment methods;
8. Consumption first, then repayment;
9. Interest-free repayment period;
10, no guarantor, no deposit;
1 1, temporary credit line increased;
12, reporting loss is zero risk.
The disadvantage of Everbright Credit Card is that it is difficult to increase the limit. The general credit limit of Everbright Credit Card is around 1 1,000, but the upper limit of 50,000 is more difficult. Although Everbright Bank has the shortest adjustment cycle among all banks, the adjustment range is very low.
China Everbright Bank Credit Card Center was founded in July 2003 and formally established at the end of 2003. Directly under the head office of China Everbright Bank, it is a credit card center serving consumers within the framework of state-owned holding and international financial organizations participating in national joint-stock commercial banks.
Sunshine Credit Card provides a variety of repayment methods for you to choose from: outlet counter, automatic teller machine (ATM), self-service deposit machine (CRS), multimedia self-service inquiry machine, automatic transfer of Sunshine Card, inter-bank transfer/remittance, online bank repayment and telephone purchase of foreign exchange, which makes your credit card more worry-free.
If you don't understand the rules of reduction and exemption, you will lose a lot.
The charging standard of annual credit card fee is the most important information that cardholders need to pay attention to when choosing to apply for a credit card. If ignored, it is easy to miss the opportunity of annual fee reduction. If you want to apply for a credit card of China Everbright Bank, let's take a look at the annual fee standard of China Everbright Bank's credit card and how to reduce the annual fee.
I. China Everbright Bank Credit Card Annual Fee Standard
1. Annual fee for Puka: 80 yuan as the main card and 40 yuan as the auxiliary card;
2. Gold card annual fee: 200 yuan as the main card and 80 yuan as the supplementary card;
3. Annual fee for titanium card: 300 yuan as the main card and 300 yuan as the supplementary card;
4. Platinum card annual fee: 2,000 yuan/year for the main card and 0/1,000 yuan/year for the auxiliary card;
5. Annual fee of diamond card (Zunshang card): 2,500 yuan/year for the main card and 0/.500 yuan/year for the auxiliary card;
6. Unlimited card annual fee: 5,000 yuan/year for the main card and 2,500 yuan/year for the auxiliary card;
7. Annual fee for UnionPay Golf Gold Card, Ruyi Sambo Credit Card, Fu Credit Card, Fu Credit Card Gold Card and Green Zero Carbon Credit Card: each set of 200 yuan per year;
8. Annual fee of football card: 150 yuan/year per set;
9.DIY card annual fee: 80 yuan/card/year;
10. Annual fee for platinum card of regional characteristic co-branded card: 500,000-6,543.8 million yuan, 680 yuan/year; 1-300,000 yuan/year; 300,000-500,000 RMB/year; More than 500,000 yuan, 3,500 yuan/year;
1 1. Annual fee of unit card: 2000 yuan/year.
2. China Everbright Bank's credit card is free of annual fee.
1. Capka and gold cards of big banks are free of annual fees in the first year, and they can be exempted from annual fees as long as they are swiped three times in the following year. Football card sets and focaca sets can be exempted from annual fees as long as they are brushed three times.
2. In March 2004 1, 2065438, all cardholders who have successfully applied and been approved can reduce the annual fee for the first year. For the platinum credit card applied for on March 20 14 1 day, the annual fee for the following year can be reduced if the cardholder spends over 50,000 RMB in any billing year; For platinum credit cards applied after March 20 14 1, the principal cardholder can spend 12 times in any billing year, and the annual fee for the following year can be reduced or redeemed with 60,000 credit card points.
How to exempt the credit card of China Everbright Bank from annual fee?
According to different card types, China Everbright Bank has formulated different annual fee-free rules. The specific rules are as follows:
① At present, both the gold card and the ordinary card in the credit card of China Everbright Bank can enjoy the annual fee-free treatment in the first year. If you swipe your card three times in the same year, if your total consumption reaches 2000 yuan, you can also waive the annual fee for the next year.
② Everbright Bank Sunshine Credit Card generally does not charge an annual fee. If you swipe your card for three times in the current year or spend a total of 100 yuan, you will be exempted from the annual fee for the following year.
3 As long as the big card is swiped three times, both the big card and the small card can avoid the annual fee of the following year.
④ Generally, the titanium card of Everbright Credit Card does not charge an annual fee in the first year, and can be deducted with 60,000 points in the second year. Everbright Credit Card Platinum Card, Diamond Card and Unlimited Card can't be exempted from the annual fee, but the corresponding points can be used to deduct the annual fee for the following year. The specific annual fee-free rules are as follows.
Extended data:
The online credit card application process of China Everbright Bank is as follows:
(1) Log in to official website Credit Card of China Everbright Bank and click I want to apply for a card.
(2) According to personal preference, select the card type and click Apply Now.
(3) Click Apply Now and fill in basic information such as personal ID number and contact information. In order to ensure the success of the application, please fill in the relevant information truthfully. After confirming that the information is correct, click Submit to complete the application.
References:
Official website of China Everbright Bank Credit Card Center
Is there an annual fee for the credit card of China Everbright Bank?
There is an annual fee for the credit card of China Everbright Bank, which varies according to the card type:
1, Puka, annual fee 80 yuan;
2. Gold card, annual fee of 200 yuan;
3. Titanium card, annual fee of 300 yuan;
4. Platinum card, the annual fee is 2000 yuan.
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China Everbright Bank has three kinds of cards: Puka, Gold and Platinum. The annual fee is 2000 yuan per year in 80 yuan and 200 yuan.
In addition, China Everbright Bank has an annual fee-free discount. As long as it meets the requirements, it does not need to pay an annual fee.
For more information about whether there is an annual fee for China Everbright Bank's credit card, please visit: See More.
Let's stop here for the introduction of Everbright Credit Card free of annual fee.