Don’t worry, the poster can be used directly in Taiwan

As for the choice of transaction network, it is recommended to trade through the UnionPay network (swipe your card at merchants with the UnionPay logo, don’t worry, the poster can be used in Taiwan) (UnionPay has become very common). The Taiwan dollar transaction will be converted into RMB and recorded in the account. There is no currency conversion fee. When you return, you can pay the RMB directly according to the bill. Moreover, there will be more UnionPay activities and it will be more affordable

For online transactions through MasterCard, it depends on the credit card level of the poster.

If it is standard platinum level or above or MasterCard single logo card (EMV card of China Construction Bank), then the Taiwan dollar transaction will be directly transferred to RMB and credited, and there will be no currency conversion fee.

If it is a regular or gold-level MasterCard-UnionPay dual-logo card, the Taiwan dollars in the transaction will first be converted into U.S. dollars/euros according to the exchange rate (depending on the currency of the credit card’s foreign currency account). For foreign currency accounts, the host will be charged a currency exchange fee of 1.5%. When repaying the money, the host can choose to call his home phone number to handle the repayment of the foreign exchange purchase on the day when he repays the RMB to the credit card.

If the poster has any other questions, you can ask.