If the credit card is canceled, the bank will also have it on file. You can go to the bank to cancel the account certificate. You need to bring your ID card to any local bank branch where you apply for the card. This is generally not possible in other places. For details, you can call the issuance service hotline to consult customer service.
If you cannot print out the account cancellation certificate, you can also print a credit report, and you can also check the credit card account cancellation records, because the records before the credit card account was canceled will also exist, but the card status will be displayed. Close account.
Bank credit card account cancellation process:
1. Call the bank credit card service hotline, and the customer service staff will inform the customer of the credit card status;
2. Apply for cancellation After 45 days of opening the account, if the customer's credit card has no outstanding balance, the bank's customer service staff will close the credit card account;
3. If the credit card still has outstanding balances, it can only be canceled by repaying the balance;
< p>4. If there is still a balance left, you can return it to a bank branch.Recovery after cancellation of bank credit card:
1. The card can be recovered without closing the account. If the account is not closed, you can restore the card through customer service staff and check the information when opening the card as required.
2. If the card is canceled and the account is canceled, it cannot be restored. If the cardholder goes through the account cancellation procedures when canceling the card, the credit card recovery process will not be possible.