I. Description of credit card repayment name
Billing date: It is the date when the bank sends you the consumption bill every month.
Maturity repayment date: refers to the maturity date of the repayment period corresponding to each billing cycle of the bank.
Interest-free repayment period: the interest-free repayment period is from the bank bookkeeping date to the due repayment date stipulated by the bank.
Two. Calculation of interest-free repayment period
The due repayment date of China Bank's credit card is 19 days after the bill date of China Bank's credit card. For example, if your bill date is 65438+1October 20th, then February 9th is the due date of your China Bank credit card. If you pay off your debts before the repayment date, you can enjoy an interest-free period. China Bank credit card holders need to return the repayment amount shown on the current bill before the due repayment date after each bill date.
If you still don't repay after the due repayment date, the bank will charge interest and late fees for the money you owe, and report your overdue repayment information to the personal credit database of the People's Bank of China, and you may leave a bad credit record.
3. China Bank Credit Card Bill
The monthly billing date of China Bank Credit Card is generated by the system, and the billing date of each cardholder is fixed and cannot be changed.