Current location - Trademark Inquiry Complete Network - Overdue credit card - What are the basic requirements for applying for a credit card? Is it necessary to have proof of employment?
What are the basic requirements for applying for a credit card? Is it necessary to have proof of employment?

Application location: 1. Local bank branch; 2. Local bank credit card center staff; \x0d\ Application conditions: 1. Over 18 years old; 2. Have stable repayment ability. \x0d\ Submit proof: 1. ID card; 2. Proof of employment or income; 3. Work unit landline, home landline, contact landline mobile phone and personal mobile phone; 4. Tax payment certificate; 5. Proof of assets such as real estate, vehicles, etc. under your own name ; 5. Other bank credit cards, etc. Each bank has different standards for importing documents, so not all of the above information is required. It depends on the bank's requirements. Proof of employment or income is very important. \x0d\\x0d\In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for the bank to issue cards. \x0d\\x0d\First find a credit card salesperson or lobby teller to fill out an application form. The other party will probably approve the card based on your conditions, and will usually ask you to fill in the application form. After filling out the form, you will have hope, and then submit the above information to the bank. Approval, whether to approve the card and the card limit, depends on the bank's overall score for you.