China Everbright Bank's dual-currency credit card is settled in RMB when it is swiped in China. If it is swiped abroad, it will automatically enter the foreign currency settlement system. According to the different types of cards, it will be converted into US dollars or euros first, and if it is spent in non-US dollars or euros, it will be converted into local currency for settlement, and then converted into RMB for repayment.

Converting foreign currency of China Everbright Bank into RMB:

1. If you want to exchange in cash, you must go to the bank counter before you can exchange it. You need to bring your valid ID card to the counter to fill out the application for settlement of foreign exchange.

2. If the money is in the card, you can exchange it at the ATM first, and then withdraw it directly at the bank counter.

3. Purchase of foreign exchange through online banking: log in to online banking, select investment and wealth management, click settlement and sale of foreign exchange, select RMB settlement, and then you can withdraw cash at the bank.