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Can banks collect credit cards?
You can't get a credit card by phone. Just send your specific address and a copy of your ID card to the bank. The bank can only handle your credit card after 15 days of approval, and the calling cards are basically fake. Be careful.

The materials that need to be provided to the bank for handling credit cards are:

1, identity information, copy of resident ID card or military officer's card, household registration book, and non-local household registration need to have local long-term residence certificate.

2. Proof of work and income, it is best to let the bank applying for a credit card recognize that you have excellent repayment ability.

3. Supplementary information required by the bank to apply for a credit card: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original vouchers of telephone, water, electricity and gas charges in the last three months of the current residence, etc.

4. Proof of financial resources: Having a certain personal asset certificate can increase the loan amount of the bank, and you can directly apply for a gold card if you meet the conditions. The credit limit of a gold card is much higher than that of a general card. Proof of financial resources can generally be a salary record issued by a bank, or an income tax withholding certificate, or a proof of the market value of a house, car, deposit and investment (such as a copy of real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level.

5. For other documents available for reference, such as the credit report of China Bank, good corporate credit qualification is one of the essential elements for handling credit cards.