1, aged between 18 and 65;
2. Have a stable occupation and income;
3. Have good credit and the ability to repay the principal and interest on time;
4. Natural persons with full capacity for civil conduct (robots, vegetarians, minors and people with a certain degree of mental illness are not allowed).
I. Application materials to be prepared for handling credit cards:
1, identification: generally an ID card (if you use a new ID card, you need a copy of the front and back); Require soldiers to provide copies of military identity cards; Foreigners: passport and residence permit or employment permit; Taiwan Province people: Taiwanese certificate, employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit); Temporary id card needs a copy of the second-generation temporary id card and household registration book valid for more than 3 months.
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;
3. Proof of financial resources: If you want to apply for a large credit card or a gold or platinum card, it is recommended to provide more financial information. It can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit and an investment (such as a copy of a real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc. Mainly a copy of your certificate of deposit, real estate license and driving license of high-end private car.
2. If the conditions for applying for an ordinary credit card have not been met, you can apply for a supplementary card through your parents and spouse. To apply for a supplementary card, you must meet the following conditions:
1, a natural person with complete or limited capacity for civil conduct.
2. At least 13 years old.
3./kloc-Applicants for supplementary cards under the age of 0/6 should provide a copy of the household registration book when applying.
In addition: Not everyone can apply for some cards, and there are some special requirements for cardholders. For example, the magic credit card of CITIC Bank can only be applied by women.