Black gold credit card and platinum credit card are both financial instruments issued by banks for cardholders to overdraw and enjoy their rights and interests, but there are some differences between them:

1, different card grades

Black gold credit card is a higher grade card than platinum credit card, and it is the "king of cards";

2. Different publishers

Black gold credit cards are only issued for a small number of high-end customers of banks, and most people cannot apply, while customers with good credit conditions of platinum credit cards can apply;

3. The credit card limit is different.

The credit limit of black gold credit cards is generally between 2 million and 6,543.8+million, and the credit limit of platinum credit cards is more than 50,000 yuan;

4. Different card benefits

Black gold credit card is more advanced and comprehensive than platinum credit card, and it can be said that it is responsive within the scope of issuance;

5. The application channels are different.

Black gold credit cards do not provide customers with active application channels, and banks invite customers to apply. There are many ways to apply for Platinum Credit Card, such as online banking, mobile banking APP, official WeChat account, bank outlets, etc.