The bank cards we usually handle are usually debit cards. Credit cards can only be processed after the user applies to the bank and gets approval. \x0d\\x0d\User account opening process:\x0d\\x0d\1. I bring my ID card and a copy of my ID card, and tell the staff that I want to open an account and apply for a bank card. \x0d\\x0d\2. The staff will issue a "Personal Settlement Account Management Agreement", read it, and sign it. \x0d\\x0d\3. Fill out another "Application Form for Opening a Personal Card" and give it to the bank staff. \x0d\\x0d\4. Then enter the password on the cipher (the password must be remembered). \x0d\\x0d\5. After confirming the password three times, the staff will issue the bank card. \x0d\\x0d\Generally, there is no handling fee for opening a card, but some banks require card production fees and passbook production fees.