Current location - Trademark Inquiry Complete Network - Overdue credit card - Can I apply for a credit card if there are bad debts in the credit report? Can bad debts be cancelled?
Can I apply for a credit card if there are bad debts in the credit report? Can bad debts be cancelled?
The bad records of bad debts are irrevocable, and the bad records will be deleted by the Credit Information Center of the People's Bank of China after 5 years;

Will affect the credit card processing, please refer to the audit results for details. Besides, if you want to apply for a credit card,

Conditions:

Applicants should be 18~60 years old (foreigners 25~60 years old), have certain economic ability and good credit record. Please refer to the actual audit of our credit card application results.

Information:

Credit card application and copy of ID card (foreigner: passport and residence permit or employment certificate; Taiwan Province people: Taiwanese certificate, employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit) and the work certificate issued by the unit.

In addition, it is helpful to improve the credit limit by providing the following information, such as: a copy of the running list of China Merchants Bank's savings account in the past three months; Original proof of asset balance of wealth management account opened by China Merchants Bank; A copy of the property ownership certificate (including my name)+a copy of any water, electricity and coal invoices of the property in recent 3 months; A copy of my driver's license.