The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:

Article 18 The longest overdraft period of a credit card is 60 days. Credit card overdraft interest shall be charged at 0.5 ‰ of daily interest within 15 days from the date of signing the contract or the date of bank entry, and at 0. 10 ‰ of daily interest after 15 days.

If it exceeds 30 days or the overdraft amount exceeds the prescribed limit, it shall be calculated at the daily interest rate of 15/10000. The overdraft interest is not divided into sections, and the interest is calculated according to the highest interest rate grade or the highest overdraft amount.

Extended data:

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Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:

Article 10 To provide online banking, mobile banking and other electronic banking services through the Internet, a financial institution shall meet the following conditions in addition to those listed in Article 9:

(1) The infrastructure and equipment of electronic banking can ensure the normal operation of electronic banking;

(2) The electronic banking system has the necessary business processing capacity and can meet the needs of customers for timely business handling;

(3) Establish an effective external attack detection mechanism;

(4) The electronic banking processing server of Chinese banking financial institutions is located in People's Republic of China (PRC).

Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business