Bankruptcy and liquidation.

Issuing banks should strengthen the identification of credit card risk assets, strengthen the management of overdue assets, and promptly dispose of overdue assets through deductions, personalized installment repayments, write-offs, asset securitization, etc., to improve the quality of credit assets. Control level.

Overdue is a Chinese word, which generally means failure to perform corresponding obligations or responsibilities beyond the agreed time, such as failure to repay the loan within the agreed repayment period or failure to repay within the prescribed deadline. Pay taxes, fees, etc. in full before the date.