Take Guangfa Credit Card as an example. From the time of consumption to the current billing date (inclusive), you can apply for a single installment consumption of RMB 65,438+10,000 by each bank of Guangfa Credit Card. The number of periods can be 3/6/ 12/ 18/24, and the handling fee for each period is only 0.88%/0.7%/0 of the transaction principal. The annualized interest rate is15.77%/14.26%/15.16%/15.79%/15.80%, and the deduction will be made in stages. Application for 36 issues is temporarily not supported. Suppose it is divided into 24 installments, and the repayment amount of each installment is =100000/24+100000 * 0.0072 = 4886.66 yuan.

The handling fee rate of each period and whether it can be successfully handled according to the corresponding number of periods and initial amount shall be subject to the audit results.

If you need to apply for the installment of Guangfa Credit Card consumption, please download and log in to the "Discover Wonderful" APP→ "I want to installment" or pay attention to binding the official account of "Guangfa Credit Card" WeChat.

(Response time: April 2, 2020. Please refer to the latest business changes announced by Guangfa official website. )