Hello, you need to wait until the second year to continue using your CCB card after the annual payment limit. If you want to continue to use it immediately, you must contact the bank to increase the payment limit, and you can use it immediately after the promotion. The bank card payment exceeds the annual limit, indicating that you have not repaid in time. If you have credit problems, you need to recover for a period of time, but it depends on how much you overspent, when to pay it back, and when to pay off the repayment period. It all depends on the specific situation. If you are still in doubt, I suggest you call the customer service of your bank and ask the manual customer service about your specific situation.

I know about the express payment limit. If the seller does not open the credit card payment business or purchase virtual items such as telephone charges, the limit for each transaction/day/month is 500 yuan; Payment limits of CCB Express Credit Card (computer and wireless): 50,000 yuan in a single payment, 50,000 yuan in a single day and 65,438+10,000 yuan in a single month. Support scenarios: Taobao, Tmall, Alibaba, external merchants, Alipay station. Note: the credit limit of the same bank card is shared between the computer and the wireless terminal, and the credit limits of different bank cards are calculated separately; When the product limit conflicts with the payment limit, the lower one shall be taken uniformly. The seller opens a credit card payment service. Click "Help Center" on Alipay homepage and enter "Fast Payment Limit" to search and query the large amount limit of each bank. Under normal circumstances, the fast payment limit is calculated by natural time, and the fast payment function can be reused after 00: 00. If the payment is unsuccessful after 00: 00, Alipay system maintenance is not excluded. It is recommended to retry the operation later.

The method of modifying the counter signing limit of CCB Express Payment (One Card) is as follows: Bank counter signing: the limit is 5,000 yuan/transaction/day. If you want to increase the limit at the counter, you must bring your ID card to the counter to modify the limit; The method for modifying the limit of signing fast payment (cartoon) on Alipay website is as follows: 1, and log in to CCB online banking; 2. Fill in the related information of online banking; 3. Click Pay-Express Pay and select the authorized account to be modified (i.e. CCB card number); 4. Modify the payment limit, and the authorization number is Alipay account; 5. Quota has been modified successfully.