The credit card quota of China Merchants Bank is clearly classified, and the minimum credit card quota is 1, RMB. The credit card limit is not fixed, but depends on the credit status of the cardholder and the evaluation results of the bank. The credit card limit of China Merchants Bank is as follows:
1. Puka: The limit is usually between 3, and 1, RMB.
2. Gold card: The amount of gold card is relatively high, ranging from 1, to 5, RMB.
3. Platinum card: For customers with high economic strength and credit history, the amount of platinum card usually exceeds RMB 5,.
the bank will make a comprehensive evaluation based on various personal information submitted by the applicant, including but not limited to age, gender, occupation, income, housing situation, educational background, marital status, property status, credit history and personal financial assets. These factors will affect the bank's judgment on the applicant's credit risk and the determination of the credit limit. Therefore, each applicant's credit card limit may be different, from the possibility of rejection to obtaining a higher limit, depending on the comprehensive score of these factors. Generally speaking, the amount of China Merchants Bank Gold Card will be dynamically adjusted according to the credit evaluation results of cardholders.