Mortgage repayment by credit card means that in the process of buying a house, the credit card is used to apply for a bill to pay the house payment by installments, and then the cardholder repays the house by installments. Buying a house by installments with a credit card requires the cardholder to have a high credit card limit. If the installment amount is 6,543,800 yuan, then your credit card overdraft limit is required to be above 6,543,800 yuan, and then apply for credit card bill installment. The bank will deduct 654.38+10,000 yuan from your credit card limit at one time, and you can repay it in installments later.

At present, not all banks can repay their mortgages with credit cards, and only some banks have carried out this business. At the same time, the credit card repays the mortgage in installments, and there is no interest charge, but a certain handling fee will be paid. Usually, the longer the installment time, the higher the handling fee. As for the mortgage, it is often unclear for a year or two. Therefore, there are also a lot of handling fees for repaying mortgages with credit cards.