Hello, this card friend. To apply for a credit card, you need to be at least 18 years old, have a stable income and work, and have no bad credit record. If you meet these conditions, you can apply for a credit card. According to your personal situation, since you are a department-level civil servant and a high-quality industry, you can definitely apply for a credit card. Regarding the credit limit of a credit card, you should know that the initial credit limit of a credit card is related to the certification materials you submit to the bank. Therefore, the more convincing the materials you submit to the bank, the greater the gold content and the higher your credit limit.

In order to successfully apply for a credit card, in addition to your personal identification, you need to submit the following materials to the bank:

1: proof of work: that is, a copy of your work permit and the official seal of the company, a copy of the articles of association or capital verification report and the official seal of the company. Because you work in the agricultural bureau, you can provide proof of work, which is more conducive to applying for a credit card;

2. Proof of income. You should provide the bank with the salary table, or you can ask your company to issue your official salary table or income certificate for the last 3 months and affix the company's official seal or department seal.

3. Other economic proof materials: including your residence, commercial and residential buildings, shops, etc. It can also be a copy of your land and vehicle certificate, or a copy of the purchase certificate of funds, government bonds, corporate bonds, insurance, stocks and other securities you have purchased. The more materials there are, the more powerful they are, and the greater the possibility of bank approval. In addition, there are social security benefits when you apply for a card. It should be noted that the initial credit line is usually the same as the bank's credit line.