1, the cash card is a debit card and a debit card, not a credit card, but a bank card associated with the bank passbook. Foreigners call it a cash card, not a debit card.
2. CreditCard, also known as credit card/overdraft card, is a card issued by the bank to give the cardholder a certain credit limit, within which the cardholder can spend first and then repay. Credit cards can provide settlement services and can be used for shopping. If there are extra funds deposited in the credit card, the current interest will not be counted. It is best to spend the money directly and then repay it.