The monthly repayment is 1763.88 yuan, the monthly handling fee is 0.75, the monthly principal for 36 months is 1388.88 yuan, the monthly interest of 10,000 yuan is 75 yuan, and the monthly interest of 50,000 yuan is 375 yuan. The two are equivalent. The monthly repayment for adding capacity is 1,763.88 yuan.

The credit card repayment rules are as follows:

1. Credit cards can be consumed first and then repaid, as long as they are paid off before the repayment date. The statement dates and repayment dates of major banks vary. Generally, the credit card repayment date is between 15 and 25 days after the statement date.

2. The credit card bill has been paid first, and then the bill has not been issued. Credit card bills are repaid in the order of interest, handling fees, other fees, cash, installment consumption, and ordinary consumption.

3. There are various repayment methods for credit cards. Common repayment methods are: branch repayment, ATM machine repayment, online banking repayment, mobile banking repayment, third-party software repayment, etc.

Extended information:

Credit Card (English: Credit Card) is a non-cash transaction payment method and a simple credit service. A credit card is generally a plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm (the size is defined by the ISO 7810 and 7816 series of documents). It is issued to the cardholder by a bank or credit card company based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when making purchases with a credit card, and will repay the payment on the settlement date. Except for some credit cards combined with debit cards, general credit cards are different from debit cards and ATM cards in that credit cards will not directly deduct funds from the user's account. In February 2012, the bank confirmed that credit cards without passwords are more secure, and the bank will bear the responsibility if the credit card is fraudulently used. Enjoy an interest-free period of 25-56 days (or 20-50 days) and pay back on time without any interest charges. A credit card is a special carrier card issued by commercial banks to individuals and organizations, which allows them to shop and consume with special entities and deposit and withdraw cash from banks. It is a special carrier card with consumer credit. It is in the form of a card with the name, validity period, number, and number of the issuing bank printed on the front. Cards containing the cardholder's name, etc., and a magnetic stripe and signature strip on the back. What we call credit cards now generally refers to credit cards only.

In layman's terms, a credit card is a small loan payment tool provided by banks to users who consume first and repay later. That is, when your shopping needs exceed your ability to pay or you do not want to use cash, you can borrow money from the bank. This kind of borrowing does not require any interest or handling fees. A credit card is a certificate that a bank promises to lend you money. A credit card will tell you how much money you can borrow from the bank and when you need to pay it back. In addition, you can also withdraw cash directly from the ATM machine when there is no money in your credit card. Credit cards can be used as cash overdrafts, and the repayment period cannot exceed 60 days. Using a credit card can improve your credit score (pay back the loan on time) so that you can get a larger loan from the bank.