When filling out the application form, there are several small details that affect the credit line, such as whether you have a fixed telephone number in this city, whether this number is registered in your own name or in the name of your family, whether you are married, whether your mobile phone number has a monthly rent, and whether it is a local account. If the above answers are yes, the bank will greatly increase your credit evaluation, but every condition is not absolute, except that it is relatively easy to pass the qualification examination and the initial application for increasing the consumption limit. Consumer credit and repayment credit are still the most important for banks.

Don't forget to swipe your card anytime, anywhere. During the period of using the card, you should swipe your card more. Try to choose a shop that swipes your card. The more frequently you use it, there will be a relatively stable consumption quota every month, just changing the original habit of cash consumption to credit card. This shows your loyalty to the bank. The bank's information system will count your credit card frequency and limit, and will automatically increase your credit limit in about half a year.

Repay on time and maintain good credit. If you owe money, you can borrow it if you change it Banks also strictly follow this old truth. If you don't change money on time, you will definitely lose credit. You'd better pay it back in full, not just the minimum payment. Interest in cycling will make you unbearable.

Take the initiative to apply for increasing the credit limit. After the normal use of the credit card for half a year, you can actively submit a written application or adjust the credit line through the service phone, which requires bank approval. Under normal circumstances, after reviewing the consumption records and credit records, your credit limit will be improved to some extent.