The credit card repayment date can be changed, and it is free of charge.

There are three specific methods:

1. Call the service hotline of the credit card bank, select manual service, and follow the voice prompts to change the repayment date, which will take effect at the time of processing.

2. Call or send a text message to the salesperson of the card-issuing bank and explain your request to change the repayment date, and the corresponding salesperson can handle it.

3. Bring your credit card and ID card to the bank counter to handle it yourself.

It should be noted that although most banks support the service of changing the credit card repayment date, customers cannot make changes at will. Many of them limit the number of modifications (some stipulate that they can only be changed once a year, and some Some allow it to be changed once every six months, while others stipulate that it can only be changed once within the validity period. It is recommended that you consult the customer service of the card-issuing bank for details).

Extended information:

1. What are the ways to apply for a credit card?

1. Apply for a credit card at the bank counter:

(1) Bring the following documents to the bank counter to apply.

You must bring your ID card. Of course, you can bring other documents such as social security card, income certificate, real estate certificate, etc. if you can. The staff will immediately ask you to fill in the application form for a credit card. After filling it in carefully, the staff will ask you to take out the relevant documents and make copies as a basis for the review and issuance of the credit card.

(2) Apply for a credit card on the bank's official website:

Currently, many banks have opened online credit card applications. Log in to the bank's official website, find the credit card homepage, and you will see how to apply for a credit card. Then fill in your true personal information as required and submit it to the bank for approval.

If the application is successful, you will receive a call and ask to bring relevant documents to the business outlet to check the personal information. If the verification is correct, you can use it.

2. Which bank is the best for credit cards?

Currently, credit cards are becoming more and more mature. Many banks’ credit cards are similar, but each has its own focus. When applying for a credit card, it is very important to base your application on your actual personal needs; sometimes you also have to consider the credit card limit, consumption discounts, and the number of official activities held by the bank's credit card, etc.

3. Credit card cancellation process:

1. Pay off all bill arrears, making sure there is no balance overflow. Before canceling the card, confirm whether you have paid off all the arrears on the current card.

2. Submit a cancellation application to the card issuing bank. Currently, all banks only accept customer service hotline calls to cancel cards, and follow the voice prompts to complete the relevant operations;

3. Wait for the inspection period. Confirm card cancellation. Usually the bank inspection period is 45 days. After applying for card cancellation, the credit card will not be canceled successfully immediately. All banks generally have a 45-day "clearance period". Some debts may not appear on the bill when applying for card cancellation. After that, After this period, you can confirm whether the cancellation application has been successful.

4. Cut off the credit card that has been successfully canceled. In order to prevent the credit card and personal information from being stolen, remember to cut the abandoned credit card along the magnetic strip after the card is successfully canceled.

If the credit card is lost when applying for card cancellation, in order to ensure privacy and security, it is best to apply for loss report first and then proceed with the card cancellation process.