1. First of all, carefully check every credit card transaction this month. You can check it directly on the bank APP or in the background of UnionPay China UnionPay Express APP. Take out the signature of the small ticket reserved for consumption and compare it to find out the consumption with objections.

2. Call the issuing bank to inform them that they have objections to the credit card bill, and then print out the credit card flow this month. If there is any objection to the above-mentioned circle consumption, fax it and the consumption voucher to the issuing bank as the consumption voucher, and indicate the cardholder's name, account number, error type, date, amount and data evidence.

3. The issuing bank will investigate after receiving the information, and will correct it if it finds that there is indeed an error; If there is no mistake, it will also explain to the cardholder the reasons for opposing consumption.

Extended data:

Precautions:

The bank statement will show that the personal credit report is based on the loan record between the individual and the bank, reflecting the basic situation of past business dealings. If an individual does not have a credit report, it is difficult to borrow from a bank;

In the upper left corner of the credit card statement, there is usually a column to remind you how much credit limit you have. The so-called credit limit is the total amount that credit card holders are allowed to overdraw. Usually, people often have a misunderstanding that they have forgotten their credit limit. There is nothing wrong with using less credit line. If you accidentally exceed it, not only will you not enjoy interest-free treatment, but you will also be charged an overrun fee.

Baidu Encyclopedia-Bank Running Bill

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