After a credit card is overdue for three days, you will face the following situations:

1. Overdue fees: After three days of overdue, the bank will charge overdue fees for credit card bills that are not repaid on time. The specific amount of overdue fees will be determined according to the bank's policy, and is generally calculated based on a certain proportion of the overdue amount.

2. Damaged credit record: After three days of overdue payment, the bank will submit the overdue record to the credit bureau. This will have a negative impact on the cardholder's credit history, which may lead to a decline in credit rating and affect the probability of being approved for future loans or other credit products.

3. Impact on applying for a new credit card: After three days of overdue payment, the cardholder may not be able to successfully apply for a new credit card in the future. Banks will refer to the applicant's credit record when approving credit, and overdue records will have a negative impact on the approval results.

To sum up, if your credit card is overdue for three days, you will face overdue fees, damage to your credit record, and the possibility of applying for a new credit card in the future. Therefore, when using a credit card, be sure to repay on time to avoid the adverse consequences of overdue payments.

Extended information:

Late repayment is a situation that credit card holders need to avoid as much as possible. In order to ensure on-time repayment, cardholders can choose to set up the automatic repayment function, allowing the bank to automatically deduct funds from the bound account on the repayment date. In addition, active repayment can also be made through mobile banking, online banking and other channels to ensure on-time repayment.

If the cardholder is unable to repay the loan on time due to special reasons, it is recommended to contact the bank in time to resolve the issue. Some banks may provide a grace period, waive overdue fees or adjust repayment plans, but be aware that this requires the bank's approval, and different banks' policies will vary.

In addition to the above situations, overdue situations will be recorded in the personal credit report of the credit bureau. Personal credit reports are an important basis for financial institutions to evaluate applicants' credit ratings. Therefore, cardholders need to maintain a good credit record and avoid late repayments or other bad credit behaviors.

By using credit cards rationally and repaying them on time, cardholders can enjoy the convenience and benefits brought by credit cards while maintaining a good credit record and laying a solid foundation for future financial needs.