The Agricultural Bank of China’s Lefenyi Installment is quite reliable. Lefenyi is designed to meet the consumer credit needs of customers such as home decoration, tourism, education, etc. The applicant applies for a credit card installment limit from the Agricultural Bank of China and is approved. Afterwards, the consumption funds corresponding to the installment amount are transferred to the Lefenyi special account, and the applicant repays the consumption funds in installments and pays a certain amount of installment fees.

1. Agricultural Bank of China-Lefenyi

Lefenyi is based on the consumer credit needs of customers. The Agricultural Bank of China determines the installment quota for qualified target customers and transfers the installment funds The installment payment business that is transferred to the customer's special account in Lefenyi is actually not a new product in itself, but it existed before. However, it was approved offline before, and it is also eligible for invitation to open an application. . Recently, the Agricultural Bank of China has adjusted its previous consumption provident fund entrance and opened an application entrance for smart credit in Lefenyi. Currently, the maximum application amount of Agricultural Bank of China in Lefenyi is 300,000 yuan, and the maximum service period is 5 years. In fact, the information and process required during application are consistent with the credit card submission process, because Lefenyi itself is also a consumption installment. Installment funds can only be used by designated consumer merchants using consumer credit cards, and cannot be withdrawn or transferred.

2. Things to note when applying for LefenYi

1. In fact, smart credit is an intelligent matching recommendation product of the Agricultural Bank of China, including the upgraded version of LefenCard and LefenYi. Apply for it All credit checks are required. 2. Lefenyi itself is also a consumption installment. Installment funds can only be used to swipe cards at designated consumer merchants, and cash and transfers are not allowed. 3. Before, Lefenyi needed to apply at an outlet, but now online application is open. After passing, you still need to wait for the card to be sent to the outlet for activation. 4. The installment card limit is an independent approval limit. In addition to the credit card limit of the patient's bank, it is somewhat similar to the installment credit product except that it has an additional physical card.

We need to remind everyone that once the "Lefenyi" installment payment business is successfully processed, regardless of whether the cardholder actually uses the funds, he must repay the balance payable on a monthly basis as shown on the credit card statement. "Lefenyi" principal and pay installment fees.

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