Minimum repayment amount = 65,438+00% of all general transactions in the credit card account+65,438+000% of all unsettled installment transactions in the account+65,438+000% of the unpaid part of the minimum repayment amount in the previous period+65,438+000% of all funds used beyond the credit limit of the account+expenses.

The calculation method of the minimum repayment interest of China Merchants Bank's credit card is as follows:

Cyclic interest = principal × five ten thousandths (interest) × days A (days from consumption date to current repayment date)+(paid principal amount) × five ten thousandths (interest) × days B (days from current repayment date to next billing date).