It is impossible to use a credit card for an unsecured loan unless you use a bank card from your country because you have a house, a car, and relatives in your country to guarantee it (we don’t need a mortgage for a credit card because we are Chinese and have a guarantee) We have a house, a car, relatives, and connections. The bank is not willing to let us max out our cards every day. I believe you also receive credit cards from many banks in China)

As for remittances

Remit from China Construction Bank Direct remittance to BOA bank of america is the cheapest and free

And it arrives quickly, you will definitely receive it in 2-3 days

The maximum one-time transfer is 2,000

There is no handling fee for direct transfer

You can call and ask to find out

You can use a check from any bank. Send a personal check (this is also free)

Or use Western Union. Each check is $9,000. If you use cash, you will have to pay a $5 handling fee

From a Western Union branch of the Agricultural Bank of China or the Post Office You can receive it on the same day or within 1 day = = You are not stingy and refuse to spend even 5 US dollars and 30 RMB.

Or go to Bank of China to apply for a money order

Bank of China can directly To convert RMB into US dollars, Chinese citizens are limited to converting US dollars to US$50,000 per person per year, and the handling fee is 200RMB. You can ask your friends to help you. The more people you have, the more you can transfer -

That’s all.