Which bank’s credit card has the fastest and highest credit limit? The most important thing is to master the skills

In daily life, many cardholders use credit cards for shopping. It is best to have a credit card with a relatively high limit that can be easily increased, so that it can not only meet the consumption needs, but also By slowly increasing the limit by using a card, you can kill two birds with one stone. So, which bank has the fastest credit card limit and the highest limit? Here is an inventory for you.

Inventory of bank credit cards with fast limit and high limit:

1. China Merchants Bank:

Generally, you can apply for the card, and China Merchants Bank will not be stingy in the limit. Young people who have just graduated and entered the society can generally get a quota of tens of thousands of yuan, not to mention applicants who have worked for a long time, the quota is basically ~20,000 yuan. And if you use the card well, you can also get special installment quotas for large amounts of cash, such as e-loans, e-instalments, etc., so you don’t have to worry about insufficient quotas.

The important thing is that the credit limit of China Merchants Bank is very fast. As long as you use the card in a standardized manner and make frequent purchases, it usually takes 3 months to reach the limit, and 6 months to increase the fixed limit.

2. Industrial Bank

Industrial Bank has a low threshold for credit cards and a high credit limit. The card that can be purchased is basically more than 10,000 yuan, especially for non-white accounts with good credit, the credit card limit is 10,000 yuan. The above is relatively easy. Of course, different channels have different credit conditions for applying for cards, and the credit limit is also different. For example, if you frequently use Alipay and apply for a Taobao card through Alipay, the limit will be relatively higher than other cards.

In terms of the limit increase speed, Industrial Bank is also relatively fast. If you use the card well, it is very easy to double the limit within a year. Not to mention if you use the card well, the bank will also invite you to apply for Xingxiang Loan or special consumption installment business such as Suixingfen, with a maximum limit of 300,000 yuan.

You need to have skills to increase your credit card limit:

Although it is easier to increase your credit limit with credit cards from these banks, you still need to master the skills, and you can only talk the talk without practicing the tricks.

No matter which bank you choose, the techniques for increasing your credit limit are almost the same. You need to make about 20 card payments every month, many for small amounts, and occasionally for large amounts. Use the card in a standardized way, plus diversified consumption, during normal business hours. Consumption is basically no problem. If you don't raise the limit, but make some contributions, and the bank invites you to apply for an installment plan, you can accept the opportunity, and maybe the balance will be raised immediately after the installment is successful.

Which bank offers the fastest credit card limit increase? Take stock of the four banks with the fastest withdrawal rates!

Whether the approved limit of a credit card is high or not depends on the qualifications, but whether the limit can be increased quickly or not depends on many factors. Of course, the limit increase mainly depends on how you use it, but the usage is the same, and the limit increase speed of each bank's credit card is still very different. Therefore, choice is also important. So which bank’s credit card limit can be increased faster? Here we take stock of these four banks for you.

According to the experience of many cardholders in increasing credit card limits, the main banks that increase credit card limits quickly include the following (in no particular order):

1. Industrial and Commercial Bank of China

Although ICBC’s credit limit will be low, cardholders have reported that the credit limit is increased fairly quickly. Because ICBC has organized activities to increase your credit limit many times, you can increase your credit limit as long as you participate in the activity.

For example, ICBC had an activity to double their credit limit before. As a result of the active credit limit increase, many cardholders got the credit limit increase, and ICBC’s current card withdrawal rate has also increased. If you want to quickly apply for an ICBC credit card, click here. Applying is that simple!

2. Shanghai Pudong Development Bank

Many cardholders have reported that Pudong Development Bank’s Platinum Card is generally used for 2-3 years, and the limit can be increased from the initial 20,000 to 30,000 to 200,000. It still sounds quite tempting.

It is actually quite easy to increase the credit limit of Pudong Development Bank Credit Card. Cardholders’ experiences say that swiping the card to travel is fine, while others say that Pudong Development Bank Universal Gold is better if you use it more often. You can also give it a try.

3. China Merchants Bank

Everyone says that China Merchants Bank's credit card limit increase is relatively stable. It seems that no matter how many times you count the card, you will get an increase as long as you swipe it. Basically, after one year of use Just mention it a little bit.

According to the experience of cardholders, the annual limit for frequent use of China Merchants Bank credit cards has been increased from 20,000 to 39,000. There are also cases where the annual limit for frequent use of China Merchants Bank credit cards has been increased from 15,000 to 21,000 with no annual fee.

4. China Everbright Bank

China Everbright Bank’s credit card limit increase basically depends on the number of card swipes. If you swipe the card enough times, you can basically use it for 3 months. The temporary quota can be raised to the fixed quota in half a year.

I feel that this kind of credit limit increase based on the number of credit card swipes is relatively simple. You just need to make credit card credit every day for eating, drinking and having fun. It is still relatively fast to increase the credit limit in half a year.

The above is the bank that introduces to you the banks where credit card limits are easy to increase. When you think your credit card limit is low, you might as well go to raise the card to increase the limit. Use more and use more and pay it back in time. It is that simple to increase the limit.

Extended reading: Which bank’s credit card is easiest to reduce? Ranking of credit cards that are easy to reduce your limit in 2018!

Which bank’s credit card limit is the fastest? Banks compete in terms of speed of credit limit increase!

Credit card limits are generally the topic that attracts the most attention. We all know that credit card credit limits are generally relatively low. If you want a higher limit, you basically need to raise the limit later by raising the card. The speed of credit card limit increase generally has a lot to do with your card usage. But it is also inseparable from the bank’s review mechanism. When using the same card, some credit limits will be increased faster. So which bank has the fastest credit card limit increase? Let’s take a look!

1. China Merchants Bank

It is actually quite easy to increase the limit of China Merchants Bank’s credit card. As long as there are no problems with using the card, you can increase the limit of the first card in 6 months, and then every 3 months. Once, of course, except for the card itself with a high limit, it is easy to graduate with a gold card.

2. Minsheng Bank

Minsheng Bank’s credit card limit is also faster. You can withdraw the temporary limit every month, and the fixed limit can be withdrawn once every three months. The premise is that To use the card normally, the number of card swipes per month must be enough.

3. Agricultural Bank of China

In the past two years, Agricultural Bank of China has issued a lot of good cards. In fact, the credit card of the old farmer is also relatively fast. Although the previous 31 is dead, but The current 61 is relatively fast, mainly because of its stability.

4. Shanghai Pudong Development Bank

Shanghai Pudong Development Bank will have more activities, so you need to participate more, go to the cooperative merchants to spend more, and increase the amount in appropriate installments will help.

5. China Guangfa Bank

Guangfa’s quota increase is also relatively fixed and on time. As long as you don’t overdue, you can make so many transactions every month, and you can basically get 3 There is a monthly temporary quota and a fixed quota for 6 months. It will be helpful to increase the quota if you use the temporary quota.

6. Hua Xia Bank

Although Hua Xia has fewer cards, the limit increases are very regular, as long as you do not use them improperly. Basically, the amount can be raised vaguely in 6 months, and the amount of increase is around 30.

As can be seen from the above rankings, the key to increasing the credit card limit lies in using the card and maintaining the card. As long as you do not use the card improperly, use it frequently, and occasionally make installments, it is basically no problem to increase the credit limit.

This ends the introduction on which bank’s credit card has the fastest credit limit increase and which bank’s credit card has the fastest interest-free period. Have you found the information you need?