See if there is a UnionPay in the world. If you have UnionPay, you can spend it at home. Generally, it is very easy to solve the problem of how much this card consumes without annual fee. If you can't row, you can row milk in the supermarket. As long as you don't apply for a platinum card, the maximum consumption of a gold card is ten, and that of a Puka card is six, with no annual fee.