China Construction Bank Settlement Card is a debit card. The settlement card is a personal financial product for fund settlement launched by China Construction Bank for individuals and private enterprises. In addition to the transfer, cash withdrawal and other functions of ordinary bank cards, CCB settlement cards can also apply for corresponding packages, and users can enjoy services such as cross-regional transfers for free.

Debit card refers to a bank card issued by the issuing bank to the cardholder. It has no credit limit and the cardholder deposits first and then uses it. It is a type of bank card. Debit card is actually the bank debit card we often use. Debit card is the bank’s name for the card.

The main hazard of debit cards is that the card is easily lost or damaged, and the risk is relatively high.

Debit card functions: deposit and withdraw cash, transfer and remittance, card consumption, collection and payment, asset management, and other services.

Characteristics of debit cards: ease of use, popularity, and reliability.

Debit card advantages: Convenience, cash back, no debt, easy to get.

Disadvantages of debit cards: No bonus points, greater risk, no credit score improvement.

Is a debit card a credit card or a debit card?

Debit cards are savings cards. Debit card refers to a bank card issued by the issuing bank to the cardholder. It has no credit limit and the cardholder deposits money first and then uses it. It is a type of bank card. Debit card is actually the bank debit card we often use. Debit card is the bank’s name for the card.