Currently there is no way to directly check the reason for rejection. Although the credit card application is usually rejected due to the applicant, the bank will not directly give the reason for the rejection. Instead, the applicant needs to check the common reasons for rejection, and then compare them with the actual situation of the individual to find out the possible reasons. Reason for rejection.

So applicants can analyze their possible problems based on common reasons for rejection, and consciously avoid them the next time they apply.

Extended reading:

The common reasons for rejection of credit card applications are as follows:

1. The application information is incomplete; the applicant does not provide basic information Documents; the documents provided by the applicant do not meet the acceptance criteria.

2. The applicant is engaged in the restricted promotion industry of credit card issuance; the applicant’s age, working years, salary income or other financial resources do not meet the prescribed card issuance standards; the difference between the supplementary card applicant and the main card applicant The relationship does not meet the requirements; the applicant’s income, work and other comprehensive factors are unstable, the risk is high, etc.

3. The applicant has a record of malicious overdrafts or loan arrears in other banks; the applicant has a record of unpaid water, electricity, gas or telephone bills; the applicant is in litigation disputes or in police custody. The bureau has bad records and so on.

4. The applicant forges information or provides false information; anomalies are found during the credit review process (the applicant has resigned or does not sign in person); the applicant does not exist, or applies by pretending to be someone else; application High-risk customers, etc.

5. Submit the application repeatedly, or the applicant himself cancels the application, etc.

Quoted from: What are the reasons for being rejected when applying for a credit card?

Reference: Baidu Encyclopedia entry: Credit card