Hello, if you apply for a China Merchants Bank credit card, the discharge certificate cannot be processed directly. The most important conditions are that there is a China Merchants Bank where you work and live, you are 18-60 years old, and you have a stable job and income. You must apply. The documents are copies of identity certificates and employment certification documents, both of which are indispensable. If you can provide other supporting documents of financial resources, it will be more helpful for us to understand your personal situation and determine your credit limit. If you meet the requirements, you can try to apply. Detailed application information is as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required); military personnel need to provide a copy of the military ID card; foreigners: passport and residence permit or employment certificate; Taiwanese: Taiwan Compatriot Permit and Employment Permit; Hong Kong and Macao citizens: Home Return Permit and Employment Permit/Residence Permit); Temporary ID cards require a second-generation temporary ID card valid for more than 3 months and a copy of the household register. 2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or the original has been verified by the promoter and marked A copy of your work permit/plate; 3. Proof of financial resources: If you want to apply for a credit card with a relatively large limit or a gold card, or a card above the gold card level, it is recommended to provide more financial information. It can be salary records issued by the bank, or income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other documents that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc. The main ones are your large deposit slips, real estate certificates, and copies of driving licenses for high-end private cars. If you can provide relatively complete financial documentation, it will be more helpful for us to understand your personal situation and determine your credit limit.