1. Is CMA's loan legal?
Fei Da loan is legal, because Fei Da Yundai is a formal and legal company, which belongs to private lending. A mobile phone client APP that provides a variety of financial information intermediary services. He can provide micro-credit loans, and customers can get credit lines without mortgage, which can be recycled, so his audience is relatively large. However, according to feedback from netizens, the interest of each platform is very high, so I want to know whether I can borrow money in the end. It is best to borrow it from a regular platform, and the interest is relatively low. If you can't repay the Confucian classics, it will affect your credit information. There may be violent loan collection on small platforms, which should be considered clearly.
2. What should I do after Dafeiyun loans overdue?
Many people will choose to borrow money because of insufficient capital turnover. If they borrow money from Dafeiyun, they should pay it off within the expected time limit. If they are overdue, try to contact Dafeiyun's customer service, sincerely indicate that they want to negotiate repayment, and explain to him the reasons for overdue, prove their financial situation, have a strong willingness to repay, and hope that the other party can extend the repayment period and reduce some interest. Then the loan of Dafeiyun may be evaluated according to your actual situation. Under normal circumstances, overdue creditor's rights are collected at the meeting, so you must borrow as much as you can, and don't borrow money blindly. The consequences will be very serious, and you may even go to court to sue you.
To sum up, if you want to borrow money, you'd better borrow some from your relatives and friends first, so there will be no interest. It's ok within the agreed time, but you must pay it off, otherwise it will affect your feelings. If it really doesn't work, you can choose a loan. It is best to go to the formal platform for loans, and the interest will be lower.