The conditions for applying for a credit card are to be over 18 years old, have full capacity for civil conduct, have legal and stable income, and have good credit; provide identification documents; provide proof of work, income and financial resources; provide proof of residence Local certification documents.

The steps to apply for a credit card are to fill in the application form. The application form is the key to the bank's review score and has an important impact on the limit. The content of this form mainly includes the applicant’s name, basic information, financial status, source of income, guarantor, etc.

The bank reviews the application data. The bank will review the application form and other related materials. In order to be able to use the credit card smoothly and have a satisfactory credit card, some applicants will package the authenticity of their information, so the bank The review is to determine whether the information filled in is true.

The bank will open an account for the applicant. If the application is approved, the bank will notify the applicant via text message to open an account. The card-issuing bank will open a separate credit card account for the applicant at the card-issuing bank for settlement after shopping, consumption and cash withdrawal.

Card production and card issuance. After opening an account, the card issuing bank prepares to apply for the card and then issues the card to the applicant. It usually takes 3-7 days to apply for a card.