First of all, we should know that overdue credit cards will damage our credit history. For example, it will be more difficult for you to borrow money to buy a car and a house in the future.

Secondly, it will also have an impact on our money. If it is overdue, you need to pay the corresponding interest and late fees.

Finally, if you don't pay it back for a long time, you will be sued by the bank. Therefore, if the amount of long-term arrears is large, it will be prosecuted by Everbright Credit Card. Whether to go to jail depends on the specific amount. If you are only a small sum of money, and the time is not long, you won't go to jail, as long as you pay it back as soon as possible.