The balance of the bill is-1200.7, indicating that the bill in the current period is not only owed, but also overpaid. Overpaid, in fact, credit cards have no interest; If you want to take it out, you may have to pay a fee.

In banks such as industry and commerce, construction, transportation, people's livelihood, Huaxia, China Everbright, etc., credit card overpayments are withdrawn through local counters or ATM machines, and no handling fee is charged.

If the credit card of China Merchants Bank is overpaid at the counter, it needs a handling fee of 65438+ 0% of the withdrawal amount, and the single handling fee is capped in 50 yuan; If it is handled by ATM, the handling fee is the same, and the daily withdrawal limit is 2000 yuan.

Shanghai Pudong Development Bank credit card, take my credit card and ID card to the counter of Shanghai Pudong Development Bank to get back the overpayment, free of charge. However, handling this business at our ATM requires a handling fee of 0.5%, with a minimum 5 yuan for each transaction; At other banks' ATMs, the charging standard is 3%, and the lowest is 30 yuan.

Industrial Bank will also charge 0.5% handling fee for cash withdrawal of credit card overpayments, ranging from 5 yuan to 50 yuan. The daily limit of ATM withdrawal is 20,000 yuan.

In addition, Ping An, Postal Savings Bank, Agricultural Bank of China, CITIC and other banks will also charge a handling fee of 0.5% to 2% for the overpaid cash withdrawal.