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I am mentally ill and spent money on my credit card indiscriminately, but now I am unable to repay the bank. Do I want to go to jail? I have a mental illness certificate

You will not go to jail, even if you are already out of jail, because this is a civil dispute and will not usually be considered a criminal offense. Since it is not a crime, there is no need to convict and punish the parties involved. He won't go to jail either. However, one thing to note is that after the court has ruled in favor of the bank, the party has the ability but maliciously refuses to repay the money to the bank. In this case, it may constitute a crime of refusing to execute the judgment or ruling. In this case, there is a possibility of imprisonment.

If an injury occurs, you should report it to the police promptly and decide whether to apply for mediation or pursue liability. Whether the eardrum perforation is a minor injury or not depends on whether it meets the legal standards. At this time, it is best to apply for a judicial appraisal first. Only based on the final appraisal results can you know whether it constitutes a minor injury, and then you can be held criminally responsible. Minor injuries refer to injuries that are caused by physical, chemical, biological and other external factors acting on the human body, resulting in a certain degree of damage or partial dysfunction of tissues and organ structures, which does not constitute a serious injury and is not a minor injury. Whether a perforated eardrum is considered a minor injury depends on whether it meets the criteria for a minor injury. The human body injury degree identification standard is minor injury level one: hearing impairment in both ears; external auditory canal atresia in both ears. Minor injury level two: traumatic tympanic membrane perforation that cannot heal on its own within 6 weeks; ossicle fracture or dislocation; ossicular chain fixation; hearing impairment in one ear; vestibular balance dysfunction on one side, accompanied by ipsilateral hearing loss. The cross-section of the external auditory canal of one ear is more than 1/2 narrow. Minor injuries: traumatic tympanic membrane perforation; hemotympanum; hearing loss after trauma. Generally speaking, it basically constitutes a minor injury. However, whether it constitutes a minor injury must be evaluated by a qualified forensic doctor and an injury evaluation report is issued to be effective.

If you fail to repay a credit card loan, it is just a civil dispute. Generally, you will not go to jail or be held criminally responsible. After the loan expires, within a period of time, the bank will notify the borrower to repay the loan in the form of a reminder. If the borrower still fails to repay, the bank will send someone to negotiate and resolve the issue. After the bank files a lawsuit and wins the case, if the party fails to fulfill the court judgment within the performance period, the bank can apply to the court for compulsory execution. When accepting compulsory execution, the court will inquire about the real estate, vehicles, securities and deposits in the name of the debtor in accordance with the law; in addition, if the debtor has no property available for execution and refuses to fulfill the effective judgment of the court, he will have negative information such as overdue repayment. It will be recorded on the personal credit report and restricted from high consumption and entry and exit, and may even lead to judicial detention. If the person has the ability but refuses to execute the sentence, he is suspected of refusing to execute the judgment or ruling. If the lending institution fails to pursue the loan multiple times, the obligee will directly dispose of the collateral to pay off the remaining debt. But for borrowers, this approach can be a last resort. , it is just a civil dispute, and generally you will not go to jail or be held criminally responsible. After the loan expires, within a period of time, the bank will notify the borrower to repay the loan in the form of a reminder. If the borrower still fails to repay, the bank will send someone to negotiate and resolve the issue. After the bank files a lawsuit and wins the case, if the party fails to fulfill the court judgment within the performance period, the bank can apply to the court for compulsory execution. When accepting compulsory execution, the court will inquire about the real estate, vehicles, securities and deposits in the name of the debtor in accordance with the law; in addition, if the debtor has no property available for execution and refuses to fulfill the effective judgment of the court, he will have negative information such as overdue repayment. It will be recorded on the personal credit report and restricted from high consumption and entry and exit, and may even lead to judicial detention. If the person has the ability but refuses to execute the sentence, he is suspected of refusing to execute the judgment or ruling. If the lending institution fails to pursue the loan multiple times, the obligee will directly dispose of the collateral to pay off the remaining debt. But for borrowers, this approach can be a last resort.

Article 1179 of the "People's Republic of China and Civil Code" Who infringes upon others and causes personal damage shall be compensated for medical expenses, nursing expenses, transportation expenses, nutrition expenses, and hospitalization food subsidies Fees, etc. include reasonable expenses for treatment and rehabilitation, as well as reduced income due to missed work. If disability is caused, the cost of assistive devices and disability compensation shall also be compensated; if death is caused, funeral expenses and death compensation shall also be compensated.

Article 234 of the Criminal Law of the People's Republic of China and the People's Republic of China. Anyone who intentionally harms the body of others shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or surveillance. Whoever commits the crime in the preceding paragraph and causes serious injury to another person shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years; whoever causes death or serious injury and severe disability by particularly cruel means shall be sentenced to fixed-term imprisonment of not less than ten years but not more than ten years, or life imprisonment or death. If this law provides otherwise, the provisions shall prevail.

Article 234-1 Whoever organizes others to sell human organs shall be sentenced to fixed-term imprisonment of not more than five years and shall also be fined; if the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years and shall be fined or his property shall be confiscated. Anyone who removes their organs without their consent, or removes the organs of a person under the age of 18, or forces or deceives others to donate organs, shall be subject to the provisions of Articles 234 and 232 of this Law. Conviction and punishment. Anyone who removes organs from his or her corpse against his or her wishes before death, or who violates state regulations or removes his or her organs from a close relative's body against his or her wishes without expressing consent during his or her lifetime shall be convicted and punished in accordance with the provisions of Article 302 of this Law.

Article 43 of the "Law of the People's Republic of China on Public Security Administration Punishments" Whoever beats others, or intentionally injures others' bodies, shall be detained for not less than five days but not more than ten days, and shall also be fined two hundred yuan A fine of not more than 500 yuan shall be imposed; if the circumstances are relatively minor, the offender shall be detained for not more than five days or fined not more than 500 yuan. Anyone who commits any of the following circumstances shall be detained for not less than 10 days but not more than 15 days, and shall be fined not less than 500 yuan but not more than 1,000 yuan: (1) Beating and injuring others in groups; (2) Beating and injuring disabled persons, pregnant women, A person under the age of fourteen or a person over the age of sixty; (3) Beating or injuring others multiple times or beating or injuring multiple people at one time.

Article 313 of the Criminal Law of the People's Republic of China and the People's Republic of China: Anyone who is capable of executing the judgment or ruling of the People's Court but refuses to execute it, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, Criminal detention or a fine; if the circumstances are particularly serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and shall also be fined. If a unit commits the crime in the preceding paragraph, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.