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Can I use a credit card if the owner has a car?
The owner's credit card can be used without a car.

Having a car under the applicant's name is one of the basic conditions for many banks to apply for the owner's credit card. In addition to requiring the applicant to have a car under his name, if he wants to apply for an owner's credit card, there are also requirements for the applicant's personal credit information and repayment ability.

Moreover, it should be noted that if you want to apply for the owner's credit card, the vehicle under the applicant's name must be a non-operating vehicle, and commercial vehicles are not allowed. There are also requirements for the age of the applicant.