1. First, the user's bill amount must meet the installment standard of Industrial Bank's credit card. If it does not meet the requirements, it is impossible to apply for installment.
2. Secondly, you can't apply for installment again for the bill that has been installment in the credit card bill.
3. To apply for credit card bill installment, the user is required to have a good credit card usage record and no bad behavior. If there is a record of overdue repayment, you cannot apply for credit card installment.