Call customer service at 800988888, 40098888 and tell him you want to cancel. The other party will check information with you, such as mobile phone number, credit limit and so on. Then they will say that the card transfer and account cancellation specialist will probably have 1 minute music. Then they will say that the card cancellation Commissioner is busy. Please register a mobile phone number first, and ask the card cancellation specialist to contact you within 1 working days.

The next day, the card refund Commissioner will call you (it is better not to answer it, that is the mystery mentioned above), ask why you want to return the card, and then suggest that you don't return the card and give you benefits such as points or annual fee exemption. At this time, I hope you strongly insist on canceling the card, otherwise it will be easy to give up and be cheated. The bank depends on the credit card holding rate, so it will "not recommend" you to cancel (when I cancel)